INTRODUCTION
SIP Fund Private Limited, an Indian company ("SIP Fund") recognizes the importance of your privacy and is committed to ensuring that you are aware of how your User Information is being used.
This Privacy Policy describes the types of information SIP Fund may collect from you or that you may provide in relation to the use or access of the Platform, www.sipfund.com, and the manner in which such information is collected, used, processed, disclosed, and maintained. Capitalised terms not defined herein shall have the same meaning as those ascribed to them in Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.
Please read and understand this Privacy Policy carefully. If you do not agree with our policies and our practices in the way we treat your information, your choice is to not use the Platform. Your use or access of the Platform, shall constitute your agreement to this Privacy Policy.
By accepting the Privacy Policy and the Terms of Use, you expressly consent to SIP Funds’ use and disclosure of your information, including any Personal Information or Sensitive Personal Data, in accordance with this Privacy Policy.
APPLICABILITY OF THE POLICY
This Privacy Policy shall apply to all information SIP Fund collects on the Platform from you, including but not limited to any information you upload, comments made by you on the Platform through message boards or forums, emails that you exchange with SIP Fund and any information submitted by you to SIP Fund.
The policy does not apply to, nor does SIP Fund take any responsibility for, any information that is collected by any third party either using the Platform or through any links on the Platform or through any of the advertisements.
NATURE OF INFORMATION COLLECTED AND MANNER OF COLLECTION:
In the use of the Platform, as you navigate through the Platform, SIP Fund may collect different types of information from you. This may include Personal Information, Sensitive Personal Data, information on the usage patterns of any user of the Platform including you, searches that you have done on the Platform, advertisements or third party links that you have visited, any emails or other correspondence you have exchanged on the Platform or with SIP Fund.
For the purposes of this policy, (a) Personal Information shall include your name, age, gender, telephone numbers, location data, or email addresses. (b) Sensitive Personal Information shall include your financial information such as Bank account details and any other financial information required by SIP Fund for your use of the Platform.
You understand that the information collected by SIP Fund, may be collected directly or through tracking of your usage of the Platform. The usage details may include IP addresses, details of your computer equipment, browser, location, connections, any information that SIP Fund may collect through the use of cookies and other tracking technologies.
A cookie is a small text file that is stored on your web browser. The Platform will use cookies in order to improve your user experience by enabling the Platform to remember you in order to store preferences, help you use the Platform more efficiently and to gather Platform analytics.
Including cookies helps SIP Fund continually improve the Platform and better your user experience. The Platform utilises "first party cookies" (originating from the Platform) to track your visits between sessions and deliver a more personalised experience. The Platform may also utilises "third party cookies" (not originating from the Platform) to provide "analytic" information.
Note: Advertisements on the Platform may be posted by third-party advertisers, and such third parties may use cookies and other automatic tracking technologies to collect information about you, including but not limited to web behavioural information and patterns. SIP Fund does not control nor takes any responsibility for such third parties, their collection and use of information or their tracking technologies or how they may be used.
You also may provide information to be published or displayed or posted on the Platform, or transmitted to other users of the Platform or third parties. Any such information is posted or transmitted to others at your own risk. Please be aware that SIP Fund cannot control the actions of other users of the Platform with whom you may choose to share information.
USER DATA
The information that we collect on the Platform will be used for the purposes of operating the Platform, facilitating Your use of the Platform including any transactions you may undertake by such use, studying user behaviour, and for other business purposes of SIP Fund.
Except as otherwise provided herein, no Personal Information or Sensitive Personal Data will be disclosed or shared with any third party without your express consent.
Please do not include any Personal Information or Sensitive Personal Data unless specifically requested by SIP Fund as part of the registration or other applicable processes. If SIP Fund determines that any information you have provided or uploaded violates the terms of this Privacy Policy, SIP Fund has the right, in its absolute discretion, to delete or destroy such information without incurring any liability to you.
SIP Fund will not publish, sell or rent your Personal Information to third parties for their marketing purposes without your explicit consent.
SIP Fund may also use the information for analytical purposes, including but not limited to assessing usage data, usage patterns, estimate audience sizes and other similar activities.
You agree that we read your phone number and use your personal information like phone number, email address, address, date of birth, father name, marital status, Pan number and other KYC (know your customer) information to contact you and deliver information, targeted advertisements, administrative notices, and any other communication relevant for your use. We may also link you to other Third-Party Platforms or sites that may collect your personal information including your IP address, browser specification or operating system. If you do not wish to receive these communications, you can at any time change your profile settings or unsubscribe from the same.
DISCLOSURE OF YOUR INFORMATION:
The information you provide on the Platform may be disclosed by SIP Fund to its agents, employees, third party advertisers, subsidiaries and affiliates, or to other third party service providers of SIP Fund who require the information for the purposes of operating and maintaining the Platform and for facilitating any transactions that you may wish to undertake through the Platform.
SIP Fund will comply with requests and directions of all governmental, law enforcement or regulatory authorities, which it believes in good faith to be in accordance with any applicable law. Such compliance may include providing Personal Information, Sensitive Personal Data, or any other information to such agency or authority. Without prejudice to the earlier portion of this paragraph, SIP Fund may store and disclose your Sensitive Personal Data in order to comply with any law or statute applicable to it. By providing any information on the Platform, You consent to SIP Fund disclosing such information to any governmental, law enforcement or regulatory authorities who exercise jurisdiction over SIP Fund and the Platform.
DATA SECURITY
SIP Fund uses third party cloud servers for storage of the information collected by it and such third parties are governed by their own privacy and security policies which are available at www.digitalocean.com.
SIP Fund offers no representation, warranties or other assurances that the security measures are adequate, safe, fool proof or impenetrable.
As a user of the Platform, you have the responsibility to ensure data security. You should use the Platform in a responsible manner. Do not share your username or password with any person. You are solely responsible for all acts done under the username you are registered under.
ACCESSING AND UPDATING YOUR INFORMATION
You may change, alter or otherwise modify or update the information you submit to the Platform any time by accessing the Platform using your registered username and accessing your user account.
SIP Fund at its sole discretion may permit or deny the change of any information, if it is believes the same is required to observe applicable laws.
AGE RESTRICTIONS
The Platform is only intended for users who are of 18 years of age or older. If you are not of the requisite age you are not to provide any information on the Platform. If it comes to SIP Fund’s attention that any information pertains to an individual under the age of 18 years, such information or will be deleted without notice to you.
AMENDMENTS TO THE PRIVACY POLICY
This Privacy Policy is subject to change at SIP Fund’s sole discretion. Any changes to the Privacy Policy will be notified by a notice on the home page.
TERMS OF USE
This Privacy policy shall form a part of the Terms of Use.
CONTACT US WITH ANY QUESTIONS OR CONCERNS
If you have questions, comments, concerns or feedback regarding this Policy or any other privacy or security concern, send a communication to the following individuals by e-mail or letter:
Mr. Prashant N Nimgade
prashant@sipfund.com
Splendid Plaza,
L3 - L07 Second Floor
No. 26 Wheelers Road
Cox Town, Bengaluru
560005